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Most business owners start thinking seriously about funding when there is already something specific to fund: a new hire, an acquisition, a cash flow pinch or a growth opportunity that cannot be met from existing resources. By that point, the need for capital can feel immediate,...
For many business owners, refinancing only becomes a serious consideration when something has already gone wrong. Cash flow tightens, a lender raises a concern, or an existing facility becomes unworkable, and refinancing becomes urgent rather than planned.
